At Vision Credit Union, we want you to succeed financially.

A huge part of your success comes from knowing how to handle your finances and where to get the help you need when you need it. Money doesn't have to be scary or intimidating. As they say, knowledge is power. So, we've begun to compile a set of financial literacy topics with information to help you learn how to handle your finances and make good financial decisions.

Each topic is presented in a variety of ways so you can find the one that works best for your learning style and training needs. Whether you prefer to watch a video, work your way through an interactive online course or read a handout, we have you covered. Each topic also includes a PowerPoint presentation with corresponding teacher's notes and slide notes to enable you to present this topic to others.

We will continue to add more financial literacy content to this section so be sure to check back here for more updates down the road.

Choosing a Financial Institution
Choosing the Right Account For You

Choosing a financial institution is a big decision and it can be hard to know where to start. In this topic, we'll compare banks and credit unions and walk you through some of the factors you will need to consider when choosing a financial institution.

We'll discuss the difference between a chequing account and a savings account and some of the things you should consider when deciding which accounts to open.

We'll tell you about the various ways to deposit money into your accounts and the many ways you can withdraw money from your accounts.

We'll tell you about the various kinds of savings accounts and investments you can open and things to consider with each one so you can make informed savings decisions that will help you reach your savings goals.

Budgeting - The Basics
Budgeting - Needs vs. Wants

A budget can be a very useful tool to help you manage your finances. We'll walk you through what a budget is and some of the benefits of having a good budget.

The ability to identify your needs and your wants is an integral part of creating a budget. We'll teach you the difference between needs and wants and show you how to categorize your expenses.

Creating a budget can seem like a daunting task but we'll take you through each of the steps and direct you to some budgeting tools that you can use to help make it even easier.

Sometimes, sticking to your budget is harder than creating it. We'll give you some tips to help make it easier to stick to your budget and achieve your financial goals.

At Vision Credit Union, we want you to succeed financially.

Banking

Budgeting