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  1. Business
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  3. Business Accounts

Chequing / everyday business accounts​

 

Basic Account

A daily business chequing account for members with minimal banking needs. It’s everything you need and nothing you don’t for a low monthly fee. Our affordable transaction costs are charged only on the services you use.

 

Features:

  • Monthly fee $6.00 (waived with $2,500 minimum monthly balance)
  • Free deposits – credit union ATM
  • Free imaged statements/$4.00 paper statement
  • Free imaged cheque returns
  • Non-interest bearing
 

Fees:

Online/telephone banking/bill payments $1.00
Interac eTransfers
 $1.00
Automated Funds Transfer (AFT)
 $1.25
Debit purchases
 $1.25
Bill payments – credit union ATM
 $1.00
Withdrawal/Transfer – credit union ATM $0.50
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
In-branch withdrawals/transfers
 $1.25
Cheque withdrawals – in-branch
 $1.25
Business cheques
 Cost

Business Plan 1 Account

The simplest of our business package accounts.  A low-fee package for business members who need few monthly transactions. 

 

Features:

  • Monthly fee $15.00 (waived with $10,000 minimum monthly balance)
  • A combination of 20 free transactions from the following (additional fees apply after 20 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged statements/$4.00 paper statement
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $3.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Cheque – stop payments – full
 $12.50
Cheque – stop payments – incomplete $20.00
Business cheques
 Cost

Business Plan 2 Account

A value account package for business members who don't need a lot of transactions each month.

 

Features:

  • Monthly fee $24.00 (waived with $20,000 minimum monthly balance)
  • A combination of 35 free transactions from the following (additional fees apply after 35 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged statements/$4.00 paper statement
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Cheque – stop payments – full
 $12.50
Cheque – stop payments – incomplete $20.00
Business cheques
 Cost

Business Plan 3 Account

A mid-range account package for business members who need a moderate number of banking transactions each month. 

 

Features:

  • Monthly fee $35.00 (waived with $25,000 minimum monthly balance)
  • A combination of 50 free transactions from the following (additional fees apply after 50 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged statements/$4.00 paper statements
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Cheque – stop payments – full
 $12.50
Cheque – stop payments – incomplete $20.00
Business cheques
 Cost

Business Plan 4 Account

A fully-featured account package for business members who need a higher number of monthly transactions.

 

Features:

  • Monthly fee $47.00 (waived with $35,000 minimum monthly balance)
  • A combination of 75 free transactions from the following (additional fees apply after 75 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged statements/$4.00 monthly mailed statements
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Cheque – stop payments – full
 $12.50
Cheque – stop payments – incomplete $20.00
Business cheques
 Cost

Business Plan 5 Account

A deluxe account package for business members who do frequent and varied banking transactions each month. 

 

Features:

  • Monthly fee $65.00 (waived with $35,000 minimum monthly balance)
  • A combination of 100 free transactions from the following (additional fees apply after 100 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged/$4.00 monthly mailed statements
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Cheque – stop payments – full
 $12.50
Cheque – stop payments – incomplete $20.00
Business cheques
 Cost

USD Business Account

If you regularly do business in the United States, Vision’s US dollar accounts offer seamless banking transactions between currencies. Write cheques, withdraw and receive payments in USD, all from your Vision account.

 

Features:

  • Monthly fee $6 USD (waived with $2,500 minimum balance)
  • Free imaged statement/$4.00 paper statement

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Cheque – stop payments – full
 $12.50
Cheque – stop payments – incomplete $20.00
Business cheques
 Cost

The Vision Community Account

A no-fee, interest bearing account exclusively for locally based non-profit organizations, service clubs or teams. Interest is calculated daily and paid monthly on the entire account balance.

 

Features:

  • Organizations do not pay account fees
  • The first 25 transactions for organizations are free, then pay as you go

Special services and charges

 
Commission fees – official orders (CDN) $15.00
Commission fees - official orders (US) $15.00
Commission fees - official orders (Western Union) $25.00
Credit check $10.00
Certificate of loan interest paid $15.00
Chargebacks – CDN $7.00
Chargebacks – US $10.00
AFT / cheque returns $48.00
Foreign cheque handling $15.00
OD Transfer Draw Source $1.50
Cheque – stop payments – full $12.50
Cheque – stop payments – incomplete $20.00
Wire transfers $15.00 and up
Safety deposit box $40.00 and up

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