Business borrowing
Business borrowing
Your business is one of a kind. We get that. That’s why our lending specialists take the time to learn about your operation and find the right financial tools to help you on your road to success.
Your business is one of a kind. We get that. That’s why our lending specialists take the time to learn about your operation and find the right financial tools to help you on your road to success.
The benefits of banking differently.
Your share of the profit
Last year, Vision Credit Union returned over $34 million in profit shares to our members across Alberta. Find out what your share could be.
Surcharge-free ATMs
Members get ding free® access to more than 1532 credit union ATMs across Canada, in addition to Vision Credit Union ATMs.
100% deposit guarantee
As a Vision member, your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation. This means both the money you put in and the interest earned are safe and secure – up to any dollar amount.
Tiered interest
Save faster by earning higher rates of interest as your account balance grows. Calculated daily, paid monthly.
Business lending and credit options
Commercial mortgage
At Vision, we know our communities. Our flexible commercial mortgages are available for:
- new construction
- land development
- leasehold improvement
Fixed rate operating and term loans
Fixed rate loans with repayment terms tailored to your business.
Operating and equipment lines of credit
Purchase equipment or inventory, improve liquidity, or meet short-term cash requirements.
- convenient pre-approved credit
- direct access from your chequing account via cheque, online banking, telephone transfer, or in-branch
- revolves on demand and renewable annually
Authorized Overdraft account (AOD)
Bridge business costs like payroll or inventory or cover surprise expenses with an Authorized Overdraft account from Vision. It’s like having a line of credit attached to your business account, so you’re ready for whatever the free market throws at you.
No Fee Cash Back Visa® Business Card
Pay no annual fee and earn cash rewards for credit card purchases.
Low Rate Visa® Business Card
Manage costs with a low annual fee, low interest rate business card while streamlining expense reporting to help make budgeting easier.
Visa® Infinite Business Card
Build valuable rewards for your business and enjoy exclusive privileges with a credit card that helps you conveniently manage business expenses.
Commercial mortgage
At Vision, we know our communities. Our flexible commercial mortgages are available for:
- new construction
- land development
- leasehold improvement
Fixed rate operating and term loans
Fixed rate loans with repayment terms tailored to your business.
Operating and equipment lines of credit
Purchase equipment or inventory, improve liquidity, or meet short-term cash requirements.
- convenient pre-approved credit
- direct access from your chequing account via cheque, online banking, telephone transfer, or in-branch
- revolves on demand and renewable annually
Authorized Overdraft account (AOD)
Bridge business costs like payroll or inventory or cover surprise expenses with an Authorized Overdraft account from Vision. It’s like having a line of credit attached to your business account, so you’re ready for whatever the free market throws at you.
No Fee Cash Back Visa® Business Card
Pay no annual fee and earn cash rewards for credit card purchases.
Low Rate Visa® Business Card
Manage costs with a low annual fee, low interest rate business card while streamlining expense reporting to help make budgeting easier.
Visa® Infinite Business Card
Build valuable rewards for your business and enjoy exclusive privileges with a credit card that helps you conveniently manage business expenses.
Have five minutes?
Become a Vision member today
Become a Vision member today
Our virtual branch allows brand new personal members to open accounts with us from the comfort of their own homes. vNOW guides new members through the online account opening process, and only takes about five minutes to complete.
Get your share of the profits
Did you know that Vision members receive a share of the profits each year based on the amount of interest they pay or earn? How much could your everyday personal banking earn you at Vision Credit Union? Find out what your share could be!
Supercharge your savings
Reach your savings goals faster with Vision’s Prime Rate Riser – a special, three- or five-year fixed term investment that guarantees your principal, no matter how rocky the markets get. The longer the term, the higher your rate of interest.