Business banking
Business banking
Flexible account options to fit your daily banking needs and your future goals. Whether you’re after no-holds-barred account transactions or low monthly fees, we’ve got you covered.
Flexible account options to fit your daily banking needs and your future goals. Whether you’re after no-holds-barred account transactions or low monthly fees, we’ve got you covered.
The benefits of banking differently.
Your share of the profit
Last year, Vision Credit Union returned over $34 million in profit shares to our members across Alberta. Find out what your share could be.
Surcharge-free ATMs
Members get ding free® access to more than 1532 credit union ATMs across Canada, in addition to Vision Credit Union ATMs.
100% deposit guarantee
As a Vision member, your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation. This means both the money you put in and the interest earned are safe and secure – up to any dollar amount.
Tiered interest
Save faster by earning higher rates of interest as your account balance grows. Calculated daily, paid monthly.
Chequing / everyday business accounts
Basic Account
Our basic chequing account for folks who don’t do a lot of banking.
- $6 monthly fee (waived with $2,500 minimum monthly balance)
- Affordable transaction fees charged only on the services you use
Business Plan 1 Account
A low-fee account package for business members need few monthly transactions.
- $15 monthly fee (waived with $10,000 minimum monthly balance)
- 20 free transactions
Business Plan 2 Account
A low-fee account package for business members who don't need a lot of transactions each month.
- $24 monthly fee (waived with $20,000 minimum monthly balance)
- 35 free transactions
Business Plan 3 Account
An account package for business members who need a moderate number of monthly transactions.
- $35 monthly fee (waived with $25,000 minimum monthly balance)
- 50 free transactions
Business Plan 4 Account
An account package for business members who need a higher number of monthly transactions.
- $47 monthly fee (waived with $30,000 minimum monthly balance)
- 75 free transactions
Business Plan 5 Account
An account package for business members who need a very high number of monthly transactions.
- $65 monthly fee (waived with $35,000 minimum monthly balance)
- 100 free transactions
USD Business Account
Make banking for US business transactions seamless with a Vision USD account. Write cheques, withdraw and transfer funds and receive payments, all in US currency, all from your Vision account.
Community Account
A no-fee, interest bearing account exclusively for locally based non-profit organizations, service clubs or teams. Interest is calculated daily and paid monthly on entire balance.
Basic Account
Our basic chequing account for folks who don’t do a lot of banking.
- $6 monthly fee (waived with $2,500 minimum monthly balance)
- Affordable transaction fees charged only on the services you use
Business Plan 1 Account
A low-fee account package for business members need few monthly transactions.
- $15 monthly fee (waived with $10,000 minimum monthly balance)
- 20 free transactions
Business Plan 2 Account
A low-fee account package for business members who don't need a lot of transactions each month.
- $24 monthly fee (waived with $20,000 minimum monthly balance)
- 35 free transactions
Business Plan 3 Account
An account package for business members who need a moderate number of monthly transactions.
- $35 monthly fee (waived with $25,000 minimum monthly balance)
- 50 free transactions
Business Plan 4 Account
An account package for business members who need a higher number of monthly transactions.
- $47 monthly fee (waived with $30,000 minimum monthly balance)
- 75 free transactions
Business Plan 5 Account
An account package for business members who need a very high number of monthly transactions.
- $65 monthly fee (waived with $35,000 minimum monthly balance)
- 100 free transactions
USD Business Account
Make banking for US business transactions seamless with a Vision USD account. Write cheques, withdraw and transfer funds and receive payments, all in US currency, all from your Vision account.
Community Account
A no-fee, interest bearing account exclusively for locally based non-profit organizations, service clubs or teams. Interest is calculated daily and paid monthly on entire balance.
Business services
Small Business
Our powerful online business banking upgrade gives you time-saving features in a convenient package. Consolidate your personal and business accounts, authorize users to view or initiate transactions, and automate dual signature approvals.
Clover point of sale terminals
Vision offers point of sale terminals to qualifying businesses for authorization of credit and debit card sales. Contact your branch for information.
Night depository
Deposit day or night, seven days a week, in a controlled access depository. Available at most branches. Contact your branch for information.
Customer automated funds transfer (CAFT)
Credit or debit your customers’ accounts at any Canadian financial institution through the automated transfer system between financial institutions. Features include:
- robust security technology
- automatic due date calculation and release
- history viewing
- online editing
- online help
Business cheque essentials kit
Save 30% on a Davis & Henderson business package. Receive 200 single-page cheques, cheque binder, endorsement stamp and a deposit book and cover. The deposit book and cover and stamp are personalized with your business name and account information.
- $164.67 + shipping & GST
Small Business
Our powerful online business banking upgrade gives you time-saving features in a convenient package. Consolidate your personal and business accounts, authorize users to view or initiate transactions, and automate dual signature approvals.
Clover point of sale terminals
Vision offers point of sale terminals to qualifying businesses for authorization of credit and debit card sales. Contact your branch for information.
Night depository
Deposit day or night, seven days a week, in a controlled access depository. Available at most branches. Contact your branch for information.
Customer automated funds transfer (CAFT)
Credit or debit your customers’ accounts at any Canadian financial institution through the automated transfer system between financial institutions. Features include:
- robust security technology
- automatic due date calculation and release
- history viewing
- online editing
- online help
Business cheque essentials kit
Save 30% on a Davis & Henderson business package. Receive 200 single-page cheques, cheque binder, endorsement stamp and a deposit book and cover. The deposit book and cover and stamp are personalized with your business name and account information.
- $164.67 + shipping & GST
Have five minutes?
Become a Vision member today
Become a Vision member today
Our virtual branch allows brand new personal members to open accounts with us from the comfort of their own homes. vNOW guides new members through the online account opening process, and only takes about five minutes to complete.
Get your share of the profits
Did you know that Vision members receive a share of the profits each year based on the amount of interest they pay or earn? How much could your everyday personal banking earn you at Vision Credit Union? Find out what your share could be!
Supercharge your savings
Reach your savings goals faster with Vision’s Prime Rate Riser – a special, three- or five-year fixed term investment that guarantees your principal, no matter how rocky the markets get. The longer the term, the higher your rate of interest.