Personal borrowing
Personal borrowing
Whether you need a new set of wheels, a home renovation or to consolidate debt, count on Vision for lending options suited to your financial situation.
Whether you need a new set of wheels, a home renovation or to consolidate debt, count on Vision for lending options suited to your financial situation.
The benefits of banking differently.
Your share of the profit
Last year, Vision Credit Union returned over $34 million in profit shares to our members across Alberta. Find out what your share could be.
Surcharge-free ATMs
Members get ding free® access to more than 1532 credit union ATMs across Canada, in addition to Vision Credit Union ATMs.
100% deposit guarantee
As a Vision member, your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation. This means both the money you put in and the interest earned are safe and secure – up to any dollar amount.
Tiered interest
Save faster by earning higher rates of interest as your account balance grows. Calculated daily, paid monthly.
Everyday loan options
Residential mortgage
Maximize your mortgage dollar with competitive interest rates and no hidden charges or penalties.
Personal line of credit
Enjoy flexibility with a competitive variable-rate line of credit.
Authorized Overdraft account
An AOD works like a line of credit attached to your chequing account, providing a revolving, flexible source of credit.
Home equity line of credit
Tap into the equity in your home for renovations or unexpected expenses.
Personal loan
Borrow a lump sum for a one-time expense.
RRSP loan
Top up your RRSP contribution with a low interest loan.
Student Select Line of Credit
Convenient, flexible funding for post-secondary students.
Residential mortgage
Maximize your mortgage dollar with competitive interest rates and no hidden charges or penalties.
Personal line of credit
Enjoy flexibility with a competitive variable-rate line of credit.
Authorized Overdraft account
An AOD works like a line of credit attached to your chequing account, providing a revolving, flexible source of credit.
Home equity line of credit
Tap into the equity in your home for renovations or unexpected expenses.
Personal loan
Borrow a lump sum for a one-time expense.
RRSP loan
Top up your RRSP contribution with a low interest loan.
Student Select Line of Credit
Convenient, flexible funding for post-secondary students.
Vision Collabria Visa® and Mastercard® credit cards
From cash back on your everyday purchases to valuable travel insurance benefits, we have a Visa® or Mastercard® to suit.
Classic
Mastercard®
Mastercard®
All the convenience you'd expect in a major credit card with a low annual fee and a low interest rate.
US Dollar
Mastercard®
Mastercard®
Avoid foreign transaction fees and enjoy travel privileges while earning valuable rewards on your US purchases.
World
Mastercard®
Mastercard®
Take advantage of a wide world of privileges with the credit card that builds elite-level rewards and offers generous benefits.
Cash Back
World Elite® Mastercard®
World Elite® Mastercard®
Get premium rewards and elite-level card privileges to suit the way you live your life.
Cash Back
Visa® Card
Visa® Card
Earn cash back on your credit card purchases.
Centra
Visa® Gold Card
Visa® Gold Card
Earn reward points towards the things you want while you keep more in your wallet with a low annual fee and a low interest rate.
Classic
Mastercard®
Mastercard®
All the convenience you'd expect in a major credit card with a low annual fee and a low interest rate.
US Dollar
Mastercard®
Mastercard®
Avoid foreign transaction fees and enjoy travel privileges while earning valuable rewards on your US purchases.
World
Mastercard®
Mastercard®
Take advantage of a wide world of privileges with the credit card that builds elite-level rewards and offers generous benefits.
Cash Back
World Elite® Mastercard®
World Elite® Mastercard®
Get premium rewards and elite-level card privileges to suit the way you live your life.
Cash Back
Visa® Card
Visa® Card
Earn cash back on your credit card purchases.
Centra
Visa® Gold Card
Visa® Gold Card
Earn reward points towards the things you want while you keep more in your wallet with a low annual fee and a low interest rate.
Have five minutes?
Become a Vision member today
Become a Vision member today
Our virtual branch allows brand new personal members to open accounts with us from the comfort of their own homes. vNOW guides new members through the online account opening process, and only takes about five minutes to complete.
Get your share of the profits
Did you know that Vision members receive a share of the profits each year based on the amount of interest they pay or earn? How much could your everyday personal banking earn you at Vision Credit Union? Find out what your share could be!
Supercharge your savings
Reach your savings goals faster with Vision’s Prime Rate Riser – a special, three- or five-year fixed term investment that guarantees your principal, no matter how rocky the markets get. The longer the term, the higher your rate of interest.