Agriculture borrowing
Agriculture borrowing
When agriculture is your business, you put stock in the future. Sometimes, that means you need extra funds today. We can help with that. Vision Credit Union understands Agri-business. We deliver a wide range of financing options at competitive rates to meet all of your requirements.
When agriculture is your business, you put stock in the future. Sometimes, that means you need extra funds today. We can help with that. Vision Credit Union understands Agri-business. We deliver a wide range of financing options at competitive rates to meet all of your requirements.
The benefits of banking differently.
Your share of the profit
Last year, Vision Credit Union returned over $34 million in profit shares to our members across Alberta. Find out what your share could be.
Surcharge-free ATMs
Members get ding free® access to more than 1532 credit union ATMs across Canada, in addition to Vision Credit Union ATMs.
100% deposit guarantee
As a Vision member, your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation. This means both the money you put in and the interest earned are safe and secure – up to any dollar amount.
Tiered interest
Save faster by earning higher rates of interest as your account balance grows. Calculated daily, paid monthly.
Agriculture lending and credit options
Agriculture mortgages
Vision offers mortgages tailored to agriculture members for the purchase of land, buildings, or making farm improvements. Available with fixed or floating interest rates.
Agriculture loans
- Machinery and input loans
- 4-H member loans
- Future of Farming
Breeder cattle loans
Breeder cattle loans
Grow your herd with straight-forward financing designed by ranchers, for ranchers.
- Loans up to $250,000 for breeder livestock
- 100% financing for up to five years
- Secure with land, equipment or cattle
Crop input loans
Get the inputs you need to support higher crop yield while freeing up cash flow for your operation.
- Competitive interest rates
- Single-source financing
- Profit shares eligible
Agriculture lines of credit
Purchase feeder cattle or equipment, improve liquidity or meet short-term cash requirements.
- tied directly to your chequing account
- revolves on demand and renewable annually
- convenient pre-approved credit
Authorized Overdraft account
Life as a food producer is full of surprises. An AOD can help with that. It’s like a line of credit attached to your chequing account that provides a revolving source of credit that you top up with your account deposits.
Vision Collabria No Fee Cash Back Visa® Business Card
Pay no annual fee and earn cash rewards for credit card purchases.
Vision Collabria Low Rate Visa® Business Card
Manage costs with a low annual fee, low interest rate business card while streamlining expense reporting to help make budgeting easier.
Vision Collabria Visa® Infinite Business Card
Build valuable rewards for your business and enjoy exclusive privileges with a credit card that helps you conveniently manage business expenses.
Agriculture mortgages
Vision offers mortgages tailored to agriculture members for the purchase of land, buildings, or making farm improvements. Available with fixed or floating interest rates.
Agriculture loans
- Machinery and input loans
- 4-H member loans
- Future of Farming
Breeder cattle loans
Breeder cattle loans
Grow your herd with straight-forward financing designed by ranchers, for ranchers.
- Loans up to $250,000 for breeder livestock
- 100% financing for up to five years
- Secure with land, equipment or cattle
Crop input loans
Get the inputs you need to support higher crop yield while freeing up cash flow for your operation.
- Competitive interest rates
- Single-source financing
- Profit shares eligible
Agriculture lines of credit
Purchase feeder cattle or equipment, improve liquidity or meet short-term cash requirements.
- tied directly to your chequing account
- revolves on demand and renewable annually
- convenient pre-approved credit
Authorized Overdraft account
Life as a food producer is full of surprises. An AOD can help with that. It’s like a line of credit attached to your chequing account that provides a revolving source of credit that you top up with your account deposits.
Vision Collabria No Fee Cash Back Visa® Business Card
Pay no annual fee and earn cash rewards for credit card purchases.
Vision Collabria Low Rate Visa® Business Card
Manage costs with a low annual fee, low interest rate business card while streamlining expense reporting to help make budgeting easier.
Vision Collabria Visa® Infinite Business Card
Build valuable rewards for your business and enjoy exclusive privileges with a credit card that helps you conveniently manage business expenses.
Have five minutes?
Become a Vision member today
Become a Vision member today
Our virtual branch allows brand new personal members to open accounts with us from the comfort of their own homes. vNOW guides new members through the online account opening process, and only takes about five minutes to complete.
Get your share of the profits
Did you know that Vision members receive a share of the profits each year based on the amount of interest they pay or earn? How much could your everyday personal banking earn you at Vision Credit Union? Find out what your share could be!
Supercharge your savings
Reach your savings goals faster with Vision’s Prime Rate Riser – a special, three- or five-year fixed term investment that guarantees your principal, no matter how rocky the markets get. The longer the term, the higher your rate of interest.