Personal banking
Personal banking
Flexible account options to fit your daily banking needs and your future goals. Whether you’re after no-holds-barred account transactions, low monthly fees or incentives to save, we’ve got you covered.
Flexible account options to fit your daily banking needs and your future goals. Whether you’re after no-holds-barred account transactions, low monthly fees or incentives to save, we’ve got you covered.
The benefits of banking differently.
Your share of the profit
Last year, Vision Credit Union returned over $34 million in profit shares to our members across Alberta. Find out what your share could be.
Surcharge-free ATMs
Members get ding free® access to more than 1532 credit union ATMs across Canada, in addition to Vision Credit Union ATMs.
100% deposit guarantee
As a Vision member, your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation. This means both the money you put in and the interest earned are safe and secure – up to any dollar amount.
Tiered interest
Save faster by earning higher rates of interest as your account balance grows. Calculated daily, paid monthly.
Chequing / everyday banking accounts
Traditional Chequing Account
Our basic chequing account for folks who don’t do a lot of banking.
- $1 monthly fee (waived with $250 minimum monthly balance)
- Affordable transaction fees charged only on the services you use
Traditional Advantage I Chequing Account
A package account for moderate monthly transactions.
- $6 monthly fee
- 25 free debits
- Unlimited free internet, telephone banking and eTransfers
Traditional Advantage II Chequing Account
A package account for frequent monthly transactions.
- $12 monthly fee
- 50 free debits
- Unlimited, free internet, telephone banking and eTransfers
Traditional Advantage Max Chequing Account
A package account for nearly unlimited monthly transactions.
- $18 monthly fee (waived with $5000 minimum monthly balance)
- Unlimited free debits, self-service banking and basic in-branch transactions
Hi-Tec Plan
The account for the banking do-it-yourselfer.
- $8.50 monthly fee
- No charge for debits, online and self-service transactions
- Unlimited credit union ATM withdrawals and deposits
Grow With Us Account
Sow the seeds of good financial habits with an everyday banking account for kids 18 and under.
- No monthly fees
- Unlimited free debits
- Unlimited online and self-service transactions
- Unlimited credit union ATM withdrawals and deposits
Excel Student Plan
Student life can be challenging; student banking doesn’t have to be. Get a chequing account designed for full time post-secondary students.
- $3 monthly fee (waived with $1000 minimum monthly balance)
- 40 free transactions and many other no-charge services
Advantage 60+ Chequing Account
Over 60? Reap the rewards with:
- No monthly fee
- Unlimited free electronic transactions and in-branch services
- No charge for personalized cheques
- Imaged statements and more
USD Chequing Account
Designed for basic USD chequing transactions and purchasing US dollars to take advantage of favourable exchange rates.
- $1 monthly fee (waived with $250 minimum monthly balance)
Traditional Chequing Account
Our basic chequing account for folks who don’t do a lot of banking.
- $1 monthly fee (waived with $250 minimum monthly balance)
- Affordable transaction fees charged only on the services you use
Traditional Advantage I Chequing Account
A package account for moderate monthly transactions.
- $6 monthly fee
- 25 free debits
- Unlimited free internet, telephone banking and eTransfers
Traditional Advantage II Chequing Account
A package account for frequent monthly transactions.
- $12 monthly fee
- 50 free debits
- Unlimited, free internet, telephone banking and eTransfers
Traditional Advantage Max Chequing Account
A package account for nearly unlimited monthly transactions.
- $18 monthly fee (waived with $5000 minimum monthly balance)
- Unlimited free debits, self-service banking and basic in-branch transactions
Hi-Tec Plan
The account for the banking do-it-yourselfer.
- $8.50 monthly fee
- No charge for debits, online and self-service transactions
- Unlimited credit union ATM withdrawals and deposits
Grow With Us Account
Sow the seeds of good financial habits with an everyday banking account for kids 18 and under.
- No monthly fees
- Unlimited free debits
- Unlimited online and self-service transactions
- Unlimited credit union ATM withdrawals and deposits
Excel Student Plan
Student life can be challenging; student banking doesn’t have to be. Get a chequing account designed for full time post-secondary students.
- $3 monthly fee (waived with $1000 minimum monthly balance)
- 40 free transactions and many other no-charge services
Advantage 60+ Chequing Account
Over 60? Reap the rewards with:
- No monthly fee
- Unlimited free electronic transactions and in-branch services
- No charge for personalized cheques
- Imaged statements and more
USD Chequing Account
Designed for basic USD chequing transactions and purchasing US dollars to take advantage of favourable exchange rates.
- $1 monthly fee (waived with $250 minimum monthly balance)
Savings accounts
Maximizer Savings Account
A straight-forward no-fee savings account. This account is for you if you have limited transactions and simple banking needs.
- No monthly fee
- Charges apply to all products, services and transactions used
Maximizer Advantage Savings Account
Looking for a true savings account and minimal monthly transactions? Help your money grow faster with the Maximizer Advantage account.
- No monthly fee
- Offers a higher savings rate on a tiered balance
The AgriInvest Account
Mitigate risk and manage your savings with an AgriInvest account. This savings account helps eligible food producers build a nest egg through their deposits and matching contributions from the federal government.
USD Savings Account
Designed for basic USD banking and purchasing US dollars to take advantage of favourable exchange rates.
- No monthly fee
Maximizer Savings Account
A straight-forward no-fee savings account. This account is for you if you have limited transactions and simple banking needs.
- No monthly fee
- Charges apply to all products, services and transactions used
Maximizer Advantage Savings Account
Looking for a true savings account and minimal monthly transactions? Help your money grow faster with the Maximizer Advantage account.
- No monthly fee
- Offers a higher savings rate on a tiered balance
The AgriInvest Account
Mitigate risk and manage your savings with an AgriInvest account. This savings account helps eligible food producers build a nest egg through their deposits and matching contributions from the federal government.
USD Savings Account
Designed for basic USD banking and purchasing US dollars to take advantage of favourable exchange rates.
- No monthly fee
Have five minutes?
Become a Vision member today
Become a Vision member today
Our virtual branch allows brand new personal members to open accounts with us from the comfort of their own homes. vNOW guides new members through the online account opening process, and only takes about five minutes to complete.
Get your share of the profits
Did you know that Vision members receive a share of the profits each year based on the amount of interest they pay or earn? How much could your everyday personal banking earn you at Vision Credit Union? Find out what your share could be!
Supercharge your savings
Reach your savings goals faster with Vision’s Prime Rate Riser – a special, three- or five-year fixed term investment that guarantees your principal, no matter how rocky the markets get. The longer the term, the higher your rate of interest.